1. Acceptance of terms
By accessing or using Loaner, you accept these terms and the applicable policies published by Dreynox. If you do not agree, you should stop using the app and related services.
2. Description of the service
Loaner - Control de Préstamos helps users organize information, record personal loans, track payments, review statuses, and use account, subscription, synchronization, and notification features when available.
3. Important financial clarification
Loaner is a personal management tool. Loaner does not lend money, guarantee payments, act as a collector, broker credit, or provide financial, accounting, or legal advice.
The user is responsible for the information entered, the accuracy of that information, their decisions, and any agreements with third parties. Loaner does not validate or endorse obligations between users and other people.
4. Permitted use
You may use Loaner to record and manage your own information or information you are validly authorized to manage. You must use the app legally, responsibly, and consistently with these terms.
5. Prohibited use
You may not use Loaner for fraud, impersonation, illegal activity, abuse of the service, attempts to compromise systems, or illegal financial activities. You may not present Loaner as a financial institution, credit intermediary, or authorized debt collector.
6. User accounts and security
Certain features may require an account, including Google sign-in through Supabase Auth. Users must keep their credentials, devices, and sessions secure and notify Dreynox if unauthorized use is suspected.
7. Subscriptions and payments
Loaner may offer Free, Pro, Premium, or other plans shown in the app. Android purchases and subscriptions are managed through Google Play. Renewals, cancellations, refunds, and payment methods follow Google Play rules and the user's account settings.
Premium access may depend on active subscription validation. If a subscription expires, is cancelled, fails payment, or cannot be validated, some features may be limited until the status is resolved.
8. Notifications
Loaner may send push notifications through Firebase Cloud Messaging if the user allows them. Notifications may include reminders, account notices, or operational messages. They can be disabled from device settings or app controls when available.
9. Service availability
Dreynox works to keep Loaner available and stable, but the service may be affected by maintenance, technical failures, provider changes, connectivity, updates, or events outside reasonable control. Continuous or error-free availability is not guaranteed.
10. Intellectual property
Loaner, Dreynox, their marks, design, interfaces, texts, code, logos, and other service elements belong to Dreynox or its licensors. These terms do not transfer intellectual property to the user.
11. Limitation of liability
Loaner is provided as an organization tool. Dreynox is not responsible for losses arising from agreements between users and third parties, payment defaults, financial decisions, user-entered data errors, misuse of the app, or exclusive reliance on recorded information.
12. Termination or suspension
Dreynox may suspend or limit access if it detects abuse, security risk, breach of these terms, illegal use, or activity affecting other users or service infrastructure. Users may stop using the app and request account support when needed.
13. Changes to these terms
These terms may be updated to reflect changes in Loaner, its plans, providers, or operating practices. The current version will be posted on this page with its effective date.
14. Contact
For questions or support related to these terms, contact [email protected].
This text is informational and may be updated. It is not personalized legal advice.